RJO sets itself apart from other industry groups by giving vendors one less thing to worry about. Guaranteed Payment means our vendors can take orders from new RJO stores right away. There is no waiting to see if the member is credit worthy. RJO only accepts jewelers who meet the highest standards of credit, and therefore we guarantee payment for all of our members' purchases through the group. We support our vendors by making sure opening new RJO accounts and placing orders is a simple, headache free process.